Long-term rental property loan, purchase, or refi For one property or small portfolios (<$1MM)
Long-term rental property loan, purchase, or refi For portfolios of 5+ doors, $500K minimum loan
Property Type
Single-family, 2-4 units, townhomes, condos All non-owner occupied
Single-family, 2-4 units, townhomes, condos All non-owner occupied
Term
30-year fixed with full amortization 5/1 ARM with 30-year amortization 5/1 interest only with 25-year amortization 10/1 interest only with 20-year amortization 2-year interest only with 1-year extension option
30-year fixed with full balloon 5/1 ARM with 30-year amortization 5/1 interest only with 25-year amortization 10/1 interest only with 20-year amortization 2-year interest only with 1-year extension option
Rate Range
Starting at 5.40% Varies based on cash flow, terms, LTV, FICO, prepay option
Starting at 4.95% Varies based on cash flow, terms, LTV, FICO, prepay option
Loan Amounts
$50K to $1MM
$500K+
Max LTC/LTV
Up to 75%
Up to 75%
Prepay Penalty
Declining points or yield maintenance options. Varies based on selected terms.
Declining points or yield maintenance options. Varies based on selected terms.